Your money, and every
way you actually spend it.
Airtime, data, electricity, cable, bank transfers, gift cards. One balance behind all of it, and a published rate on every rail.
Android today · iOS in review
One balance, everything on it.
Every one of these settles against the same wallet. No sub-accounts to top up, no separate float to keep an eye on.
Ten naira, however much you send.
Between two ErasPay wallets there is no bank in the middle, so there is nothing to price as a percentage. It is ₦10 on ₦500 and ₦10 on ₦500,000, and it lands while you are still looking at the screen.
Three steps, then it is just your wallet.
Open a wallet
Phone number, then BVN to lift your limits. Verification runs in the app; nothing is posted to you and nothing needs a branch visit.
Fund it
Transfer to your dedicated account number, or add a card. Deposits are 2.50%, and the fee is shown before you confirm, never after.
Spend it
Pick a service, pay, done. Tokens and receipts arrive in the app, and every line item stays in your history with the fee it carried.
You see the fee before you confirm.
Every screen that moves money shows what it costs on the same screen, in naira, before you tap. Nothing is taken afterwards and nothing is buried in a rate.
The rest is quoted live in the app, on the screen you are paying from. That way the figure you agree to is the one for the amount you actually typed, not one from a table that may have moved.
Built like it holds money. Because it does.
BVN-verified identity
Wallets are tied to a verified identity before limits lift. It is the same check your bank runs, done once, in the app.
One device at a time
Sessions are bound to the device that signed in. A login somewhere else has to be approved from the phone you already hold.
Every action recorded
Each transaction carries the address it came from and the device that made it, kept as an audit trail we can replay if you dispute a line.
Money that arrives, arrives
A deposit is checked and re-checked until it is in your balance. Nothing depends on one message getting through.
Open a wallet in about
two minutes.
Android is available now. The iOS build is with Apple. Bring a phone number and your BVN, and you can be paying a bill before the kettle boils.